So Update;
I have been struggling attending Regent due to tuition. God blessed me with an amazing year. And it was an amazing learning experience, but I struggled financially. Unlike most students I do not have a co-signer for a loan. And to be honest my family and I do not agree with co0signing because of the scripture that talks about not putting your neighbor in debt. So I worked on scholarships and such but didn’t get anything. I looked all year for a job and didn’t get one until school was out. Well Regent kept sending me letters and calling asking me if I knew I had an outstanding balance. I kept in touch with me financial advisor thinking that she was a go between, but then I got busy with finals and dropped the ball. Well Regent gave my account to a collection agency and because the agency gets 25% they raised my tuition price $2500. So my father got prepaid legal involved and we are trying to settle this. I know I owe regent the money, we are just disputing the extra that was tacked on. Plus trying to figure out payments considering I barley make enough to pay my monthly rent, food, and gas, I’m running out of options. Oh did I mention this affects my credit report? Yep this hits my credit report this Thursday on the 22nd. Although thankfully my lawyers sent the collection agency a letter so on my credit report it should only say that there is a dispute going on. In the mean time I’m collecting any and all paperwork I signed and got from Regent concerning finances. It’s a sticky situation.
How am I feeling? I have my good days and my not so good days. God is defiantly teaching me to rely only on him and he’s building my faith. I keep thinking of how I’d survive in Africa with no money or bare minimum... because I am cutting back a lot and living on as little as possible.
I’ve been looking at things I could do, I sent out support letters but never heard anything back. I don’t even know if people did anything with them. But that’s ok I did what I felt God wanted me to do. At the moment I’m at a stand still and just waiting.
There’s a lot of varying factors and this can go in so many directions.
As far as school goes I can’t return until it’s all paid off, understandably. So I’m just gonna be living here for a while working I guess. It’s a predicament to be sure. But God has a plan and I’m trusting in Him because there’s really not much I can do.
And no I cant get another loan because of the co-signer thing, no I cant get a grant at least I haven’t been able to as of yet, and a scholarships will only cover this upcoming year not this past year. So thinking of fundraisers and things I could sell that would give me some money to start paying off the debt.
Any suggestions are welcomed and of course prayer is always welcomed.
Thanks for listening to my splurge J Have a great day!